My family have just immigrated here in the US. I’m waiting for one year to establish my residency to lower down the tuition fee costs. I have already stayed here in CA for six months and I intend to enrol at Sac State after six more months to complete the one year residency requirement. Should I apply now for student loans and scholarships or wait after I have been admitted to my school of choice?
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it is good to apply for the scholarships right now so that way you can have them in hand once you do start school. but if you do plan to apply for loans i would wait on that. but for scholarships start applying the sooner the better for you.
The best time to apply is in January after u or ur parents have filed taxes and before march 1st. If ur tryin to go to school for the spring semester, submit it as soon as possible. you don’t have to kno for sure where u’ll be attending school but u do need to put ur choices for more accuracy in the amt of aid.
Check out this website. U can even apply online.
The FAFSA needs to be filled out between January 1st and June 1st (depending on your state) during the year that you plan on going to college. For example, if you want to go into college next fall (fall of 2008), you need to fill out and submit your FAFSA between Jan. 1 and June 1, 2008.
Go to fafsa.ed.gov for more information on that.
Try reading this article about getting a free ride to college:
http://www.associatedcontent.com/article/208656/how_to_get_a_free_ride_to_college.html
Immediately….today….now.
Start by going to http://www.fafsa.ed.gov/ and filling out the online form for federal student aid. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn’t. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestudentloans.phtml
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.